Can You Use Your HSA or FSA for Chiropractic, Acupuncture, or Massage in San Diego?

If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA), your wellness care at Healcove may cost less than you think.

Many people are surprised to learn that chiropractic care, acupuncture, and—in some cases—massage therapy can be covered under these tax-advantaged accounts.

What Are HSA and FSA Accounts?

HSA and FSA accounts let you set aside pre-tax dollars for qualified medical expenses. The funds can be used on services that treat or prevent health conditions, not just urgent or emergency care.

That includes several forms of evidence-based wellness care available right here in San Diego.

Chiropractic Care Is Eligible

Most HSAs and FSAs recognize chiropractic visits as eligible expenses when they’re used for pain relief, injury recovery, or mobility improvement.

At Healcove, your chiropractor provides documentation and receipts that satisfy insurance and benefits administrators.

That means you can use your HSA or FSA card directly at checkout or submit for reimbursement later.

Acupuncture — Also Eligible

Acupuncture is approved by most plans for issues like pain, anxiety, sleep, and hormonal balance.

According to the National Center for Complementary and Integrative Health, acupuncture stimulates the body’s natural healing response and can help reduce inflammation and stress—two of the biggest drivers of chronic tension.

At Healcove, you can apply your HSA or FSA dollars toward acupuncture sessions for both acute and preventive care.

Massage Therapy — Sometimes Covered

Massage therapy can qualify when it’s prescribed or recommended for a specific medical reason.

If your HSA or FSA provider requires a Letter of Medical Necessity, our chiropractors can provide one during your visit.

That makes it simple to combine massage and chiropractic care within the same plan-approved framework.

How to Use Your HSA/FSA at Healcove

  • Swipe your HSA/FSA card at checkout (if your provider allows direct use)

  • Keep your itemized receipt for records or reimbursement

  • Ask us for a Letter of Medical Necessity if required by your plan

Why San Diego Clients Love This Option

Take Care of Your Health and Your Wallet

Your body deserves better than reactive healthcare. Use your HSA or FSA benefits to invest in care that supports your nervous system, mobility, and recovery—all under one roof.

Book an appointment or contact our team to see how your benefits can work for you.

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Jann Rey Pontillas

Co-Founder & Head of Business Operations at Healcove Clinic in San Diego

Jann leads brand strategy, client experience, and integrative wellness initiatives—bridging operational excellence with the Healcove mission to keep every client in good care.

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